One of the most enjoyable parts of running a club, whether it’s a car owners club, fan club or collectors group, is sharing your passion with other enthusiasts. Everyone knows that setting up a club can be stressful, but all those teething problems pale in comparison to the issues that arise if your club has an accident in public.
If your club attends shows, events and conventions around the country, the chances are that you’ve been asked about public liability insurance. Public liability insurance is primarily used to protect members of the public against accidents involving your club’s property – such as accidents that take place at your stand at a car show, or in your club’s tent at a trade show.
Why is it important to have Public Liability Insurance?
Many venues and event organisers will insist that participating clubs are fully protected before they allow you to take part, to ensure you, them and the public are protected against financial loss and legal issues following accidents. It is often the legal responsibility of event organisers to ensure that all attendees are properly insured, and without liability cover your group may find it difficult to find shows and events to attend.
Usually, public liability policies for your group will cover the cost of compensation for personal injuries and loss or damage to the public’s property, as well as covering your club’s legal expenses. With the correct liability insurance, your club can operate at shows across the UK, secure in the knowledge that you’re covered, whatever happens.
What Is Public Liability?
Insurance that covers your club’s interactions with the public
Covers the cost of compensation to the public for:
Loss of property
Damage to property
Covers your legal expenses
Public liability insurance is often provided as part of owners club policies, or insurance for businesses, and for car and bike clubs motor insurers will usually include liability cover for use specifically at car shows.
About Adrian Flux’s Cover
Insurance broker Adrian Flux are celebrating 50 years as a specialist in classic cars and owners clubs and has been providing public liability insurance for its customers for many years.
For as little as £120.00 a year, Adrian Flux provides up to £1, £2 and £5 million liability cover against injury or damage to third parties, and £2,500.00 for risks to club property.
Including cover for stands, tents, merchandise and other club possessions, Adrian Flux insures clubs to attend up to 24 events each year as standard, or even more for larger, more active clubs (upon referral).
We are finding that many events nowadays are making it compulsory for attending clubs to have public liability in place.
Adrian Flux dedicate themselves to saving their customers money and to provide the best cover possible for their clubs.
Adrian Flux’s Cover
Public Liability Insurance from Adrian Flux includes:
£1million, £2million and £5million liability cover
£2,500 cover for damage to club property
Premiums from as low as £120 per year for 24 events
Adrian Flux also has a dedicated club team who are happy to assist with insurance quotations on 0800 916 1288.
Introducing Nick Wilkinson
“Hello everyone, my name is Nick and I am the Owners Club Liaison for Adrian Flux Insurance. Over the years we have enjoyed a very close and successful relationship with our car and bike clubs and in my role I am looking forward to carrying this on whilst striving to improve where possible.
Before making the internal move to my current role, I have spent many years at Adrian Flux, specialising in all areas of personal motor insurance. And it’s this knowledge and experience that I want to use to assist you, the club members with regards to your insurance enquiries, regardless of whether they be a new business enquiry or as an existing customer of ours.
I deal first hand with all of our car and bike club liability insurances and insure you have the best cover possible for the best possible price, I understand the importance that clubs are fully covered should the worst ever happen.
If you are a car or bike club and want to be a recognised club by Adrian Flux then don’t hesitate to get in touch with me, there is many benefits that come with this including discount club insurance which offers recognised club members up to 15% off their insurance quotes, promotional goodies for members and a dedicated club team to assist members with their insurance.
Thank you for taking the time to read this and I very much look forward to meeting many of you at events this year and in the future and ask that you feel free to contact me on any of the below contact methods to discuss your insurance requirements.”
Nick Wilkinson, Owners Club Liaison for Adrian Flux Insurance